How does the flat monthly fee work?
You tell us roughly how many claims a month you run. We quote one flat rate that covers that volume, and you build it into your job margin instead of pricing each file separately. The higher the volume, the better the rate.
What is the average supplement return?
Across the files we write, the approved amount comes back 25 percent or more above the carrier's first estimate. That is our own average across completed work, not a promise about any one claim. Every file turns on its policy, its damage and how well it is documented.
Do you handle commercial claims?
Yes. Low-slope and membrane systems, multi-building sites, rooftop units, access and staging. Commercial scopes carry more line items and more documentation, and they sit on the same flat monthly agreement if you run them regularly.
Do I have to commit to anything?
No. Send one file and see what comes back. The flat monthly arrangement only makes sense once you have steady volume, and we will tell you if you are not there yet.
Who pays you, me or the homeowner?
It depends on how the file is set up. We will be clear about that before anything starts, in writing, so nobody is surprised at the end.
What do you need from me to quote?
The carrier's estimate, the policy declarations page and your site photos. If you are asking about monthly volume, just tell us how many claims a month and what mix of residential and commercial.